Asset Shield Insurance steel shield logo, an agency for restaurant insuranceAsset Shield Insurance
A roadside hotel and a restaurant with warm lit windows at dusk, illustrating restaurant insurance

Franchise Hospitality And Restaurant Insurance

Restaurant insurance and hotel cover for franchise owners. We help you cover property, liability and staff, and meet your franchise rules.

Get A QuoteCall (402) 880-5569

Restaurant Insurance, Hotel And Franchise Cover

Franchise owners answer to the franchisor and to their guests. Restaurant insurance and hotel insurance protect the property, the staff and the guests who walk in.

Most packages start with general liability and commercial property. Then we add workers’ compensation, liquor liability for places that serve alcohol, and the limits your franchise agreement requires.

We read your franchise insurance rules first. Then we compare carriers so you can meet them without paying for cover you do not need.

Hotels and restaurants also face busy weekends, seasonal staff and equipment that runs all day. We ask about each one so your coverage matches how you work.

A warmly lit hotel and restaurant entrance with stone walls and potted plants, illustrating restaurant insurance

Coverage For Hotels, Restaurants And Franchises

Hospitality risks reach from the kitchen to the front desk. These are the coverages we ask about first.

  • A bright welcoming hotel front desk and lobby with a luggage cart and warm lighting, illustrating restaurant insurance

    Hotels And Lodging

    Guests can slip, property can burn and storms can close a hotel. Lodging coverage combines property and liability protection for the building and the guests inside.

  • A warmly lit restaurant dining room with set tables and a chef at the pass in the background, illustrating restaurant insurance

    Restaurants

    Restaurants face kitchen fires, guest injuries and food claims. We help you build liability, property and equipment coverage around how you serve guests.

  • A polished wooden bar with rows of bottles and glasses behind it and warm amber lights, illustrating liquor liability insurance

    Bars And Liquor Liability

    Liquor liability insurance helps cover claims that follow from serving alcohol. Many places that sell drinks need it, and some franchisors require it.

  • A row of modern franchise storefronts with bright awnings along a busy retail street at dusk, illustrating franchise insurance

    Franchise Requirements

    Franchise agreements often set minimum insurance. We read what your franchisor requires and help you build coverage that meets it.

  • Hotel and restaurant staff in plain dark uniforms standing together in a bright kitchen smiling, illustrating restaurant insurance

    Your Staff

    Your team keeps guests happy. Workers’ compensation and employment related coverage help protect the people who work for you and the business that employs them.

  • Tall warehouse shelves full of boxed inventory and a pallet jack in a clean storage building, at Asset Shield, an agency for restaurant insurance and other business cover

    Kitchen Gear And Stock

    Kitchen equipment, furniture and stock can be covered against losses such as fire and theft, so a bad night does not close your business.

Independent Means Choices

We work with many insurance carriers. That lets us find the right mix of coverage, service and price. Everyone does not get the same policy.

  • A hard hat and rolled blueprints on a table beside a laptop and a printed insurance policy, illustrating general liability insurance for LLC

    Coverage

    We read what your franchise agreement requires, then build property, liability and workers’ compensation coverage that meets it without extra cost.

  • A friendly insurance agent at a desk talking on the telephone with a headset in a bright office, at Asset Shield, an agency for restaurant insurance and other business cover

    Service

    Guests and deadlines do not wait. We look at how carriers handle claims, so you know what to expect after a loss at your hotel or restaurant.

  • A calculator, a pen and an open notebook on a clean desk beside a cup of coffee, at Asset Shield, an agency for restaurant insurance and other business cover

    Price

    We compare several carriers for restaurant and hotel insurance so you can see your choices before you commit to a policy.

What We Review With Franchise Owners

Franchise insurance starts with your agreement and your location. We go through the details with you so your policy fits the rules and the risks.

Bring your franchise agreement and your current policy if you have them. We will compare them with other carriers and point out gaps and overlaps.

  • The insurance your franchise agreement requires
  • Your building, kitchen gear and stock
  • Guest injuries and food claims
  • Serving alcohol and liquor liability
  • Staff, pay and workers’ compensation
A roadside hotel and a restaurant with warm lit windows at dusk, illustrating restaurant insurance
The Omaha Nebraska downtown skyline across the river at blue hour with glowing city lights, at Asset Shield, an agency for restaurant insurance and other business cover

Tell Us About Your Business

We will find out more about your Nebraska commercial insurance needs, compare carriers and come back with options.

  1. 1 Tell Us What You Do
  2. 2 We Compare Carriers
  3. 3 We Come Back With Options
Get A QuoteCall (402) 880-5569